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in Share With Other Members Tue Feb 11, 2020 12:56 am
by jokergreen0220 • 480 Posts

A former NFL player who suffered what the league deemed a career-ending concussion has sued Lloyds of London for denying a $1 million insurance policy for professional athletes.The lawsuit filed this week in North Carolina could become a test case for insurers dealing with the emerging fallout from sports concussions and head trauma claims.The NFL declared former Carolina Panthers defensive back Haruki Nakamura fully and permanently disabled after the concussion he received in an August 2013 preseason game, and it awarded him monthly benefits.Lloyds medical expert nonetheless ruled, nearly 18 months after the claim was filed, that he could return to play. However, the doctor cautioned Nakamura to consider the probable long-term effects of repetitive concussions before making the decision, according to the suit, filed Monday in Mecklenburg County.Lizzie Lowe, a U.S. spokeswoman for Lloyds, said the insurance consortium doesnt comment on pending litigation.Nakamura, 30, said he suffers from headaches, vision problems, fatigue, depression and suicidal thoughts.He hit the side of his head making a tackle in a game against the Pittsburgh Steelers, and he was diagnosed with a concussion at a hospital. Citing a concussion, the Panthers released him five days later, the lawsuit said. He was later diagnosed with post-concussion syndrome by a sports concussion expert at the University of Pittsburgh.Nakamura had paid $17,000 a year for the Lloyds policy in 2012 and 2013, according to his lawyers, John W. Schryber and Julie L. Hammerman, who specialize in insurance policies for athletes. The policies are recommended for athletes who might not have a guaranteed salary and who can be cut after an injury. The lawyers said they have never had an insurer reject a policy after a doctor or the NFL judged a client to have a career-ending injury. But this is the first concussion claim they have filed under coverage for bodily injuries.And now theyre denying coverage altogether, Schryber said Wednesday. The point of going out and buying private insurance is to have a hedge against all of these other things that are outside of your control.Nakamura could potentially seek an award under the NFLs planned $1 billion court settlement of concussion claims, though its unclear how he might fare. The settlement, which could roll out within the next year, is designed to cover more than 20,000 NFL retirees for the next 65 years. The league estimates that 6,000 former players, or nearly 3 in 10, could develop Alzheimers disease or moderate dementia that some link to concussions.Nakamura, an Ohio native, played for the Baltimore Ravens from 2008 to 2011 before joining the Panthers. He lives with his wife and two children in Mooresville, North Carolina. Chiefs Super Bowl Jerseys . But Bourque, who has missed three games with a lower-body injury, wont be in the lineup when the Habs travel to Buffalo to take on the Sabres on Wednesday. Darrel Williams Jersey . Robinson finished with 17 points, all but two in the second half, and Lawson had 14 after halftime and finished with a game-high 11 assists as the Nuggets handed Dallas its first home loss in eight games this season. J.J. Hickson led Denver with 22, and Kenneth Faried added 10 points and 10 rebounds. http://www.prochiefsauthentic.com/Youth-Daniel-Sorensen-Elite-Jersey/ . The visitors took a deserved lead in the 16th minute with midfielder Yohan Cabaye curling the ball beyond Adrian from inside the penalty area. Christian Okoye Jersey . Vancouver Whitecaps and Toronto FC failed to make the postseason while Montreal Impact fell at the first hurdle losing heavily to Houston Dynamo in the Eastern Conference Knockout Round. Kendall Fuller Jersey .875,000, avoiding arbitration. Clippards deal Monday means all eight Nationals players who filed for arbitration wound up settling before a hearing. Catcher Francisco Cervelli is returning to the Pittsburgh Pirates lineup Tuesday against the Milwaukee Brewers after missing Pittsburghs past 31 games following surgery on a broken hamate bone in his left hand.The Pirates also activated right-handed starting pitcher Jameson Taillon from the 15-day disabled list on Tuesday in an expected move. He was already listed as the starting pitcher for Tuesday nights game against the Brewers.?Cervelli, who was placed on the 15-day disabled list on June 11, went 4-for-10 with three walks and an RBI in three Triple-A rehab games before being recalled.?The injury came less than a month after he agreed to a three-year, $31 million deal thhrough the 2019 season.ddddddddddddervelli, 30, is hitting .257 with 21 RBIs in 49 games this year with the Pirates. Last season, he appeared in a career-high 130 games.The 24-year-old Taillon, one of the Pirates top pitching prospects, had been on the disabled list with shoulder fatigue. In five starts this season, he is 2-1 with a 3.86 ERA.To make room for Cervelli and Taillon the roster, the Pirates designated catcher Erik Kratz for assignment and sent right-handed pitcher Chad Kuhl to Triple-A.The Associated Press contributed to this report. ' ' '

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